All this talk about health insurance got me curious as to how much it would cost to insure my entire family for basic doctor visits, immunizations, a reasonable prescription benefit, etc., so I sat down and figured out my least expensive option in the state of Washington.
$57,600 annually. I base that on what I pay for my own health insurance as a self-employed person, times 8 to cover the other seven people who we don't buy insurance for. (Well, we do for my husband, but it's major medical, and it's a joke, even at $83/month.)
You see why Americans want healthcare reform. You see why so many are uninsured.
57,600 dollars a year.
Who can afford that?
And yet this new bill that passed doesn't sound right, either. The whole medical/insurance/political industry is rotten on some level that I cannot identify…
If only because Pelosi is happily comparing the new healthcare bill to the Social Security program, which we all know is bankrupt and probably won't be around when I retire.
Yippeeee! I get to pay into yet another failing program!
You know what scares me? In 2014, my government is going to mandate that I buy that insurance to cover my entire family, and they assure me that it isn't going to cost $57,600 a year, and that it will cover what it needs to cover and that I won't be paying for the pedophiles' viagra pill or some career woman's abortion, but we all know how well the gov't keeps its promises don't we? Just ask the natives.
What if I don't want to buy insurance to cover my entire family or what if I want to buy different insurance than what they offer? What if I would rather put that $57600 in a savings account every year and cross my fingers? Isn't that as much an inalienable "right" as healthcare?
And what next? Will life insurance be mandated? Because burying people is better than letting them rot in the streets, right? So we better make sure that everyone can afford to be buried. And maybe we should require that everyone prepay for their children's college educations, too, I don't know.
I understand that something needs to be done about the skyrocketing costs of medical care, I do.
But I'm really feeling uncomfortable about what we've done so far…